Conformity Check

Automatic AML Screening Check company, officers and beneficial owners against Sanctions & Watchlists, PEP, and Adverse Media database. In partnership with Complycube.

Field	Type	Description
id	`uuid`	Unique identifier of the result.
first_name	`string`	User's first name.
last_name	`string`	User's last name.
birth_date	`date`	User's date of birth (format: YYYY-MM-DD).
name	`string`	Name of the company.
registration_number	`string`	SIREN number.
company_profile_id	`uuid`	Company profile id.
officer_id	`uuid`	Company officer id.
beneficial_owner_id	`uuid`	Beneficial owner id.
node_id	`string`	Background check node the screened entity was taken from, when it was taken from one.
outcome	`string`	Compliance check result. See Details
file_id	`uuid`	Associated file identifier.
issues	`array<object>`	What the screening raised, one entry per matched entity and per category. See Details
tags	`array<object>`	List of details associated with the issues. See Details
source_created_at	`datetime`	Date on which the check was created.
source_updated_at	`datetime`	Date on which the check was updated.

Outcome

TYPE	DESCRIPTION
CLEAR	Verification OK
ATTENTION	Verification NOK

Issues

An issue is one category raised by one entity the screening matched. A check on a common name can match several entities, so expect several issues, and read each one against the entity it names rather than against the company or person you asked about.

Field	Type	Description
section	`string`	Family the category belongs to. See Details
type	`string`	Category raised. See Details
entity_name	`string`	Name of the entity that was matched. It is often not the one you asked about: a namesake, a foreign subsidiary, or the parent of the matched company.
score	`integer`	How closely the matched name resembles the one submitted, from 0 to 100. Null when the issue comes from an associated company, which was never compared to anything.
validation_outcome	`string`	What the screening did with the match. See Details
origin	`string`	`match` when the entity named is the one that matched, `association` when it is a company the match belongs to.
label	`string`	Wording the source puts on the category, such as `Corruption Issues, Fraud Issues`. Null when the source gives none.
source_links	`array<string>`	Links to the sources behind the record of the entity named, one per article or official page. See Details

Source links

source_links lists the sources the screening holds on the entity the issue names, as URLs. Most point at a press archive that requires a subscription to open; the URL still identifies the article for whoever has one. Some point at official pages, such as a regulator's sanction decisions or a police notice, and open freely.

The links belong to the entity, not to the category. Every issue raised by one match carries the same list, that of the matched entity's record, whatever the category; an issue whose origin is association carries the associated company's own links, never those of the subsidiary that matched. Null when the source lists none.

Validation outcome

An issue is not an alert on its own. It says a category was raised by a match, and the match still has to hold. Weigh validation_outcome before acting on one, and note that the check's own outcome already ignores the matches that were rejected: that is why a check can come back CLEAR and still carry issues.

VALUE	DESCRIPTION
rejected	The match was discarded, for being too weak or after review. The category is reported for completeness, not as a finding.
pending	The match is strong enough to keep and awaits a decision.
confirmed	The match was accepted after review.

Example

A check on a company whose name resembles that of a foreign subsidiary. The verdict is CLEAR because the only match was rejected, and the two issues say which entity raised what: one the subsidiary that matched, one the group it belongs to.

{
  "name": "EXAMPLE HOLDING",
  "registration_number": "123456789",
  "outcome": "CLEAR",
  "issues": [
    {
      "section": "ADVERSE_MEDIA",
      "type": "social_labour",
      "entity_name": "Example Holding Philippines",
      "score": 88,
      "validation_outcome": "rejected",
      "origin": "match",
      "label": null,
      "source_links": [
        "https://archive.example.com/article?id=20140510-example-holding-ph",
        "https://archive.example.com/article?id=20180726-example-holding-ph"
      ]
    },
    {
      "section": "ADVERSE_MEDIA",
      "type": "regulatory",
      "entity_name": "Example Holding",
      "score": null,
      "validation_outcome": "rejected",
      "origin": "association",
      "label": "Regulatory Issues, Corruption Issues",
      "source_links": null
    }
  ],
  "tags": []
}

Sections and types

SECTION	TYPE
WATCHLIST (Sanctions & Watchlist)	sanctions_list
	terror
	war_crimes
	other_official_lists
	other_exclusion_lists
	sanctions_control_and_ownership
PEP (PEP - Politically Exposed Person)	level_1
	level_2
	level_3
	level_4
ADVERSE_MEDIA (Adverse media)	competitive_financial
	regulatory
	environment_production
	social_labour
OTHER_LISTS (Other prudent lists)	tax_crime
	corruption
	trafficking
	financial_crime
	organised_crime
	associated_entity

Field	Description
type	Type of tag (see the table of tag types). See Details
url	URL associated with the tag.
title	Title of the tag.
description	Description of the tag.
entity_name	Name of the matched entity the tag was read from, so an occupation or an identity document is attributed to the right person when several matched.

Types and Descriptions of Tags

Value	Description
occupation	Information on the user's occupation
reference	Reference associated with the user
identification	Identification information of the user

Pep levels explained

Level	PEP Coverage
1	Heads & Deputies State / National Government National Government Ministers Members of the National Legislature
2	Heads & Deputy Heads of Regional Government Senior Civil Servants-National Government Senior Civil Servants-Regional Government Senior Members of the Armed Forces Senior Members of the Police Services Senior Members of the Secret Services Senior Members of the Judiciary Embassy & Consular Staff Regional Government Ministers Religious Leaders
3	State Corporation Executives State Agency Officials Political Party Officials
4	International Organisation Officials City Mayors Political Pressure and Labour Group Officials Local Public Officials International Sporting Organisation Officials Other

Endpoints

GET/api/v6/users/{userId}/conformity-checks

Returns the AML screening results for the user's company, officers, and beneficial owners.

Outcome​

Issues​

Source links​

Validation outcome​

Example​

Sections and types​

Tags​

Types and Descriptions of Tags​

Pep levels explained​

Endpoints​