Use Cases

This section showcases concrete Qard API use cases for different business scenarios. Each guide walks you through the end-to-end implementation of a complete workflow.

Available Use Cases

Verification & Compliance

• KYB & Onboarding — Verify company identity and directors during credit applications or account openings.

• Due Diligence — Run thorough checks before investments or commercial partnerships.

Financial Analysis

• Financial Analysis — Evaluate financial health using bank, accounting, and tax data.

• Tax Bundles — Collect and analyze tax bundles from multiple sources.

Data Management

• Continuous Monitoring — Monitor corporate changes in real-time (procedures, officer changes, etc.).

• Manual Data Entry — Manually complete or correct beneficial owner and company officer data.

• OCR Service — Extract tax return data from PDF documents using optical character recognition.

Typical Workflow

Regardless of the use case, the Qard API workflow usually follows these steps:

1. Create a User (legal or natural)
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2. Create a Data Connection to the provider
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3. Trigger a Synchronization
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4. Fetch data with the GET endpoints
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5. (Optional) Configure Webhooks for monitoring

Choosing the Right Provider per Use Case

Use Case	Recommended Providers
KYB / Onboarding	company_legal_fr, comply_cube
Due Diligence	company_legal_fr, infogreffe, comply_cube
Financial Analysis	company_legal_fr, impots_gouv, budget_insight, gocardless
Tax Bundles	company_legal_fr, impots_gouv, infogreffe, ocr_service
Monitoring	company_legal_fr + Webhooks
Input User	input_user
OCR Service	ocr_service